Former law enforcement officers and company founders - on protecting your identity

Texas Ranger
Texas Ranger: Co-Founder Terry Welch

Police: Co-Founder Kim Sanders

There’s A 90% Chance You Are NOT Protected…


Identity theft is the fastest growing crime in the United States.  Are you protected?  Chances of having your identity stolen are 1 in 3 each year.  For $11-17 a month at you don’t have to worry about it ever again.

Think about your friends, family, neighbors…someone you know has probably experienced some sort of identity theft.  The following article defines identity theft, explains how it can happen, and explains what to do if it does happen.

 Id theft


It is estimated that as many as 10 million Americans have their identities stolen each year.  Why so many victims?  People buy fire insurance, life insurance, but nothing to protect against identity theft.  And that is far and away the most likely thing that will happen to them.  90% of people do not have an identity theft protection plan.  It’s just plain stupid.  The FTC defines identity theft as theft that occurs when someone uses your personally identifying information, like your name, Social Security number, or credit card number (without your permission) to commit fraud or other crimes.  The crime takes many forms. Identity thieves may rent an apartment, obtain a credit card, or establish a telephone account in your name. You may not find out about the theft until you review your credit report or a credit card statement and notice charges you didn’t make—or until you’re contacted by a debt collector.  Identity theft is very serious. While some identity theft victims can resolve their problems quickly, others spend hundreds of dollars and many days repairing damage to their good name and credit record. Some consumers victimized by identity theft may lose out on job opportunities, or be denied loans for education, housing or cars because of negative information on their credit reports. In rare cases, they may even be arrested for crimes they did not commit.



Your identity can be stolen using a variety of methods, including:

  • Dumpster Diving: They rummage through trash looking for bills or other paper containing your personal information.
  • Skimming: They steal credit/debit card numbers by using a special storage device when processing your card.
  • Phishing: They pretend to be financial institutions or companies and send spam or pop-up messages to get you to reveal your personal information.
  • Changing Your Address: They divert your billing statements to another location by completing a change of address form.
  • Stealing: They steal wallets and purses; mail, including bank and credit card statements; pre-approved credit offers; and new checks or tax information.

If you believe that your identity is stolen then follows identity theft protection step by step plan.



Be aware of how information is stolen and what you can do to protect yours, monitor your personal information to uncover any problems quickly, and know what to do when you suspect your identity has been stolen.  Please visit our website at to find out more information about protecting yourself from identity theft.  Knowledge is power.


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